I’m looking for ways to build a free budget tracking system using Google Sheets that works well on mobile devices. Most budget apps require monthly fees and want access to your bank accounts, which I want to avoid. I need something straightforward for tracking daily expenses and income without all the complicated features. Has anyone created a basic Google Sheets template for personal budget management that’s easy to use on a phone? I’m thinking of something similar to simple finance apps but completely free and private. What formulas or layouts work best for mobile viewing? Any suggestions for organizing categories like groceries, bills, and entertainment would be helpful too.